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Personal Loans That Fit Your Life

Need funds for a big purchase, medical expense, holiday, wedding, or debt consolidation? At Loans360, we explore fast and affordable personal loans tailored to your financial situation. Our experienced broker will help you find the most competitive personal loan option so you can focus on your goals, not the paperwork.

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Why Choose Loans360 for Your Personal Loan?

Fast Approvals

Get the funds you need, quickly. We’ll guide you through the process from application to approval with minimal delays.

Flexible Loan Amount

Borrow from as little as $5,000 to over $50,000 with repayment terms that fit your budget and lifestyle.

Fixed or Variable Rates

Choose between stability with fixed interest or flexibility with variable options.

One Dedicated Broker

Your Loans360 broker works one-on-one with you to understand your needs and match you with the right lender.

What Can You Use a Personal Loan For?

  • Home Improvements & Renovations

    Finance repairs, upgrades, or renovations without dipping into your savings.

  • Debt Consolidation

    Combine multiple debts into one easy-to-manage loan with a lower interest rate.

  • Weddings & Celebrations

    Make your big day unforgettable without financial stress.

  • Holidays & Travel

    Book the holiday you’ve been dreaming of with affordable repayments.

  • Medical Expenses

    Cover unexpected healthcare or elective procedures with fast access to funds.

  • Education Costs

    Fund tuition, course materials, or professional development programs.

Our Simple Personal Loan Process

  • Speak with Our Broker

    Book a consultation to discuss your financial goals and how much you’d like to borrow.
  • Compare Loan Options

    We’ll assess your eligibility and match you with the most competitive personal loan offers from our panel of lenders.
  • Submit Documents & Get Approved

    We’ll let you know what documents you need and handle the application process for a fast approval.
  • Funds Disbursed to You

    Once approved, the money is deposited directly into your bank account often within 1–2 business days.

Investment Loan Features You Can Access

Secured & Unsecured Personal Loans
Flexible Repayment Options
No Hidden Fees
Low Doc Options for Self-Employed Applicants
Early Payout Without Penalty

Get the Funds You Need-Your Way

At Loans360, we make personal loans simple, fast, and tailored to you. Whether you're planning a big moment or managing life’s unexpected expenses, our broker will guide you every step of the way.

Apply for Personal Loan Today
Call Us: 0409 809 852

Rated 5 out of 5 stars by our customers!

At Loans360, we’re more than just mortgage brokers - we’re your trusted partners every step of the way. From your first consultation to annual reviews long after your settlement, we’re dedicated to providing personalized service and building relationships that last.

We know choosing the right mortgage broker is a big decision. Don’t just take our word for it - hear from hundreds of our happy clients through their genuine Google reviews. You can be confident you’re in the right hands with Loans360.


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Nishi has always been great at what she does! She has saved us 1000s of dollars in the last few years. She is very responsive and great to work with! Highly recommend her.

Shifa Akbar

2 months ago

Nishi made our refinancing a very easy, stress-free process. Communication was 100% always there to answer any questions and contacted us straight away with all updates. It was a pleasure working with Nishi with our finances, definitely were in good hands ! 👏❤️

Natalie Jones

6 months ago

Nishi is an awesome broker , her attention to details , honest and quick feedback is impressive . She works hard for her clients and always looks for the deal the will work for you. So far she helped me and many of my family and friends with home loans and recently my car loan 😊 they all speak highly of her too . she is our one and only , thank you Nishi 👌

Nivin Salsa

4 months ago

Nishi has been a massive help in not only making the process of buying my first house as clear and convenient as possible, but also served as a great and accessible contact to assist in explaining all the stages and terminology that I was not familiar with.

Benjamin Hearn

6 months ago

Nishi was an absolute joy to work with from start to finish. Her absolute professionalism, friendlines, diligence and unwavering support made the process of buying our home so much easier and straightforward - it really took so much of the stress away from the process for us. She is always available if you have any questions, her responsiveness is impressive and her expertise is invaluable. Thank you so much, Nishi, for all of your support - we couldnt have done it without you!

Sam Stephens

7 months ago

Nishi is a great reassuring help when entering into the industry for the first time. Nishi was extremely passionate, educational and prompt in all of her documentation and advice that she provided. She went above and beyond to ensure I felt comfortable and was making the best decision to benefit my own personal circumstances. Nishi was never judgemental and encouraged questioning to ensure clarity and understanding was reciprocated. Thank you Nishi for your assistance. I am positive to be dealing with Nishi again in the near future!!

Elisha Cassar

4 months ago


Personal loans can be used for almost anything. The two most purposes are for paying down existing debt at a lower rate, also known as refinancing or credit card consolidation, or for making a purchase when you don’t have the money currently available. Examples include refinancing credit card debt, financing home improvements, buying a car, financing your wedding or paying for a funeral.

It’s always good to go through a pre-approval process so you know where you stand. Getting a pre-approval costs nothing.

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Contact us today to help you secure financing for your personal or business needs.

Contact Us

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Address:
22 Surround Circuit
Bonnie Brook VIC 3335
Australian Credit Licence: 517192
ABN: 29 635 745 881
CRN: 518695

© Loans360. 2025, Australia. All rights reserved

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.

Corporate Disclosure: Tanishka Traders Pty ACN 635745881 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192
Individual Disclosure: Pratibha Sharma (Nishi) is a credit representative 518695 of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.
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