We are your local loan experts
With extensive industry experience over 25 years, a vast lender network, and a commitment to ongoing support, we deliver highly competitive loan solutions and great deals across all types of lending - all backed by our 360° service.
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Why Our Customers Love Us?
When it comes to something as important as your finances, you need more than just a mortgage broker - you need a trusted advisor, a problem solver, and a team that truly cares about your success. That’s where we come in. we’ve helped countless individuals, families, and business owners secure the right financial solutions. But beyond the numbers and loans, what truly sets us apart is our personal commitment to every client.
We Listen, Understand & Care
Your financial goals are unique, and so is your story. We take the time to truly listen and understand your needs so we can offer solutions tailored to you, not just a one-size-fits-all approach.
Simplifying the Complex
Loans and mortgages can feel overwhelming, but we make the process clear, simple, and stress-free. We guide you step by step so you always know what’s happening and what to expect.
Your Interests at Heart
We work for you, not the banks. Our priority is to find the matching loan options that align with your goals, ensuring you get good rates, terms, and long-term outcomes.
A Relationship Built on Trust
This isn’t just business - it’s personal. We genuinely care about your success and are committed to long-term relationships based on trust, honesty, and integrity.
More Than Just Mortgages
Beyond home loans, we also offer refinance loans, construction loans, business loans, commercial lending, asset finance, personal loans, and SMSF loans.
Support Beyond Settlement
Our service doesn’t end once your loan is approved. We’re here for refinancing, and future lending support.
5-Star Google Reviews
Our glowing 5-star reviews speak volumes. Clients love us for our honesty, consistency, and care - earning trust every step of the way.
Loans360 Story
At Loans360, our journey began with a clear mission: to simplify the lending process and empower clients to achieve their financial goals with confidence.
Founded by Nishi Sharma, a finance expert with over 25 years of experience in banking and lending, Loans360 was created with the belief that clients deserve more than just a transaction. They deserve a broker who genuinely cares. After helping thousands of people navigate the complexities of the loan process, Nishi identified the need for a service that was not only knowledgeable but also personal, transparent, and supportive.
That’s why Loans360 is more than just a mortgage and finance broking service. We are your partner throughout the entire journey.
Whether you’re buying your first home, upgrading to your next, investing, or growing a business, we are here to guide you every step of the way. Every loan we arrange represents something meaningful i.e. a new chapter, a growing family, or a dream coming to life.
At Loans360, we don’t just secure loans. We help you move forward.
How Does Loans 360 Get Paid?
At Loans 360, we’re proud to offer most of our services at absolutely no cost to you.
So, how is that possible?
As licensed mortgage brokers, we’re paid by the lender once your loan successfully settles. The interest rate you receive through us is the same or often better than going directly to the bank.
In some situations, such as complex credit structures or applications involving multiple parties, a credit advice fee may apply. If so, we’ll be upfront with you from the beginning. Transparency is at the heart of what we do, and all fees, commissions, and processes will be clearly outlined in your personalised Credit Quote Document.
Why Choose Loans 360?
With extensive industry experience, access to a wide lender network, and a focus on ongoing support, you’ll have one of Melbourne’s most trusted mortgage brokers on your side, from application to settlement and beyond.
Rated 5 out of 5 stars by our customers!
At Loans360, we’re more than just mortgage brokers - we’re your trusted partners every step of the way. From your first consultation to annual reviews long after your settlement, we’re dedicated to providing personalized service and building relationships that last.We know choosing the right mortgage broker is a big decision. Don’t just take our word for it - hear from hundreds of our happy clients through their genuine Google reviews. You can be confident you’re in the right hands with Loans360.
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Nishi has always been great at what she does! She has saved us 1000s of dollars in the last few years. She is very responsive and great to work with! Highly recommend her.
2 months ago
Nishi made our refinancing a very easy, stress-free process. Communication was 100% always there to answer any questions and contacted us straight away with all updates. It was a pleasure working with Nishi with our finances, definitely were in good hands ! 👏❤️
6 months ago
Nishi is an awesome broker , her attention to details , honest and quick feedback is impressive . She works hard for her clients and always looks for the deal the will work for you. So far she helped me and many of my family and friends with home loans and recently my car loan 😊 they all speak highly of her too . she is our one and only , thank you Nishi 👌
4 months ago
Nishi has been a massive help in not only making the process of buying my first house as clear and convenient as possible, but also served as a great and accessible contact to assist in explaining all the stages and terminology that I was not familiar with.
6 months ago
Nishi was an absolute joy to work with from start to finish. Her absolute professionalism, friendlines, diligence and unwavering support made the process of buying our home so much easier and straightforward - it really took so much of the stress away from the process for us. She is always available if you have any questions, her responsiveness is impressive and her expertise is invaluable. Thank you so much, Nishi, for all of your support - we couldnt have done it without you!
7 months ago
Nishi is a great reassuring help when entering into the industry for the first time. Nishi was extremely passionate, educational and prompt in all of her documentation and advice that she provided. She went above and beyond to ensure I felt comfortable and was making the best decision to benefit my own personal circumstances. Nishi was never judgemental and encouraged questioning to ensure clarity and understanding was reciprocated. Thank you Nishi for your assistance. I am positive to be dealing with Nishi again in the near future!!
4 months ago
Home loans made easy with speed and efficient processing.
When applying for a home loan, it doesn't have to be complicated. We make it easy for you to get the financing you need for your home. We offer a range of home loan products to suit your needs.
Any other loans ? We have you covered.
We provide a range of finance services for all your needs. Whether you're looking to buy a new car, renovate your home, or consolidate your debts, start a new business or expand your business we have the right loan for you.
Loans Made Easy | 360° Support
Contact us today to help you secure financing for your personal or business needs.